It Moves a Number
A ruling or a card-brand change — the brands update their tables every April and October — that changes what a swipe actually costs you.
The Merchant Brief — From the EBS Education Hub
Most payments news is noise. Hub Updates are the exceptions — the rulings, rate changes, and deadlines that move what you pay or what you have to do — explained in plain English, with what it means for your pricing. Posted when something qualifies. Not on a schedule.
EBS is an Authorized Partner of Paysafe
You Earn It. You Should Keep It.
01The Archive
Newest first. Each update is short on purpose: what happened, what happens next, and what it means for your pricing.
October 2026 — Court Ruling
A federal appeals court vacated the cap that has priced regulated debit since 2011. What happened, what happens next, and why your pricing model decides whether you save a cent.
Read the update02The Standard
Three tests. If a story fails all three, it does not run here — you have a business to run.
It Moves a Number
A ruling or a card-brand change — the brands update their tables every April and October — that changes what a swipe actually costs you.
It Sets a Deadline
A compliance or program date you cannot miss, with enough runway to act on it instead of reading about it afterward.
It Changes a Rule
A network or regulatory change to how you are allowed to take payments — surcharging, acceptance, disputes — that affects how you run the counter.
Start Free
Send us a recent statement and we will decode your true effective rate in writing — free, no obligation. Or take the two-minute Growth Check and see where your business stands across all six review areas.